Why This Matters
Every day, individuals lose money to cleverly disguised scams in banking, fintech apps, retail promotions, and online schemes. This site exists to help you recognize red flags and protect yourself.
Banking Scams
- 🚩 Fake phone calls pretending to be from your bank asking for OTPs.
- 🚩 Phishing emails with "account suspension" threats.
- 🚩 Loan offers with upfront processing fees that disappear after payment.
Fintech Traps
- 🚩 Wallet apps offering cashback that never arrives or expires without notice.
- 🚩 Unauthorized auto-debits after using a service trial.
- 🚩 KYC fraud through fake app updates.
Retail Tricks
- 🚩 "Limited-time offers" that are always running.
- 🚩 Fake discounts using inflated original prices.
- 🚩 Add-on services (warranty, insurance) added without consent.
Online Scams
- 🚩 Social media giveaways asking for card details to "claim prize".
- 🚩 Fake job offers with refundable registration fees.
- 🚩 Fake shopping websites that never deliver.
How to Protect Yourself
- ✔️ Never share OTPs or passwords with anyone.
- ✔️ Verify URLs before entering personal information.
- ✔️ Use credit cards over debit cards for online purchases.
- ✔️ Report suspicious activity to authorities immediately.